See what your payment could be after your fix ends

Enter your outstanding balance, remaining term and current rate, and get an estimate of what your monthly repayment could look like once your fixed-rate deal finishes. It takes a minute, and it is not a quote, just a starting point for the conversation you are about to have.

HOW IT WORKS

See your new payment in seconds

This calculator uses your outstanding balance, remaining term and a rate you enter to show what your monthly repayment could look like once your fixed-rate deal ends.

  1. 1
    Enter your mortgage details

    Type in your outstanding balance, remaining term and the rate your next deal might carry.

  2. 2
    Get your estimated repayment

    The calculator works out what your monthly repayment could look like under that new rate.

  3. 3
    Decide your next move

    Take that figure to a broker or your lender to see what deals are actually open to you.

Where to go next

After you have your number

The calculator gives you a figure. These pages cover what it means, when to act, and who to talk to next.

What your number means

A plain-English look at what your result is telling you and where the assumptions behind it come from.

Read the explainer

Six-month remortgage checklist

A sequenced list of what to do and by when, working back from the date your fixed rate ends.

See the checklist

What to do next

Once you have a figure, this covers the practical steps for turning it into an actual application.

View next steps

UK mortgage lenders directory

Background on the lenders you might come across, including their regulator status and product types.

Browse the directory

About this site

What this calculator does, what it does not do, and why it cannot give you financial advice.

Read more

UK mortgage lenders, listed plainly

A list of lenders you might come across once you start looking, with the kind of detail that helps you recognise a name rather than guess at it: what type of lender they are, who regulates them, what they tend to offer. No rates or fees here, because those change daily and depend on your circumstances. For that, you'll need a broker or the lender itself.

Mansfield Building Society Mansfield Building Society

A UK building society offering residential and retirement mortgage lending in England, Wales and Scotland.

  • product_types Residential mortgage lending available in England, Wales and Scotland source

Family Building Society Family Building Society

A UK building society based in Epsom, Surrey, specialising in mortgage lending including later life and retirement mortgages.

  • lender_type building society source
  • product_types Retirement Interest-Only (RIO) mortgage for those aged 55 and over source

Your number takes seconds to work out.

Enter your balance, remaining term and current rate, and you'll see what your payment could look like once your fix ends. It's an estimate based on what you enter, not a quote from any lender.